Religion and Truth Essay

All Religion is TruthWhat is craziness of the religion? As indicated by Ramakrishna, nobody religion is truth, in any case, all the indispensable transmissions of hallowed knowledge and insightful practice that endure the trial of time are valid. (43) That implies, the total dedication to the wellspring of information and activities through petition are the crucial and most significant different backgrounds that establish to the completeness of truth. These most significant parts of religion establish to the completeness of truth by what they place on the person, which is the Grace of God. The conviction that My Religion Alone is genuine isn't the right conviction since all religions are truth from what the religion does to the professional. In the event that the professional is in finished awareness of God and life, that by itself is the way to truth. So the premise of every one of these religions, be it Hindu, Christian, Jew or Muslim is fundamentally through the sacredness of God and that is the eagerness to commit time and life through worship to the Divine Reality, which is God, that unites all the religions. As time rises above and religion grows, reality turns into the basic beginning stage through where we start our predetermination of truth. That implies, information is extraordinary and that it is the gauntlet or instrument that makes the estimation of truth inside the person. To comprehend this point completely, we should separate what Ramakrishna implied by essential transmissions of consecrated intelligence. Essential methods the culmination of the entire, and for this situation it is utilized to embody the completeness of truth in being the premise of information. By the premise it is then finished through transmission or rather a section of perhaps edification of information. That is the reason information is alluded to as sacrosanct, on account of the characteristics of truth that it brings inside the person. Besides, what comprises to truth is the accentuation the individual spots on interminable objective or otherworldly harmony by a methods for enlightening the holiness of information. Perseverance of exceptional mindfulness is reality that Ramakrishna is attempting to pass on. In addition, the objective of accomplishing a showed condition of sacredness is through finished earnestness. That is genuineness works in the kindness of the expert since they not just work for truth and information for themselves however uncertainly for God alone, and this is what is accomplished in all religions, fundamentally making them associated and comparative. As indicated by Ramakrishna, its expected to be about what we battle for in religion, not what we battle for outside of religion. Also, what we battle for is assume to be for a definitive being, God, through Divine Nature. Divine Nature is accomplished through a parity of acknowledgment in our every day life. The key instrument is truthfulness. Earnestness is tied in with being veritable and genuine; anyway it is tied in with being straightforward as a matter of first importance to the person. Since without having the option to be honest to yourself, there would be no unequivocal factor that adds to propelled conviction and along these lines making an issue inside the person. The best approach to get divine nature isn't basic, since it requires some serious energy, however the individuals who are genuine can and will accomplish it. Divine nature comprises of having the option to gain from our every day hardships and gaining fundamentally from them. At a similar rate, the most essential thing that encourages us on our way is the nearness of God inside us. (42)Why does Ramakrishna allude to God being the main living nearness inside us and how would we accomplish this? The advantages of including God inside us are ecstasy and opportunity. Having delight might prompt opportunity, opportunity of oneself. It is opportunity of the self in light of the fact that the nearness of God is the main thing that we become aware of and makes such a wave inside us that truly draws out the euphoria of God. Besides, it is the attention to God that structure our every day life and along these lines makes a Divine Nature that we live. Religions make a feeling of incomparable satisfaction and that uncover a dire want to find a sense of contentment. Through understanding that God is available wherever is the starting phases of mindfulness, yet moving to the phase that God is available with in us makes inspiration and a motivating force for the person to finish their objective throughout everyday life. Moreover, so as to keep up a parity of the profound self, there are sure otherworldly beliefs that are extremely significant in understanding reality in all religions. Commitment appears to sound simple, while it is fills in as a reason for the person. Commitment is the devotion to faith in God and bringing about significant devotion. It is corresponded with the possibility of beliefs. Beliefs are forms that work connected at the hip in accomplishing the people extreme objective, which is created by the methods for dedication. Goals are the acknowledgment of something else and that something more is the preeminent nearness. Goals exist in the psyche and yet in the heart and the whole body. It takes structure in the people everyday activity and aides in making an equalization inside the people otherworldly soul. When this procedure of goals is followed up by appropriate activities and legitimate living, at that point amicability is reached as the indication of God. Appearance of God implies that the reason for being totally habituated in living the correct way makes the impact of congruity. Amicability is a reliable satisfying impact that is brought about by this total thought of awareness and joy. In other words that all the significant perspectives that were expressed from the earliest starting point to now, are the main role of reality in all the religions, fundamentally demonstrating the excellence that God delivers through every single religion. At long last we should return to the first inquiry of madness. Ramakrishna basically is stating that it is crazy to accept your religion is the main and extreme truth for we have no reason for that conviction. We can see through the procedure of otherworldly improvement that the magnificence lays in reality and earnestness every single religion places on the person in such a decent and predictable way. BIBLIOGRAPHY1. Philip Novak. The Worlds Wisdom: Sacred Texts of the World. Harper SanFrancisco. - first ed. Pg 42-44.

Venezuelas Revolution for Independence from Spain

Venezuelas Revolution for Independence from Spain Venezuela was an innovator in Latin Americas Independence development. Driven by visionary radicals, for example, Simã ³n Bolã ­var and Francisco de Miranda, Venezuela was the first of the South American Republics to officially split away from Spain. The decade or so that followed was incredibly wicked, with unspeakable outrages on the two sides and a few significant fights, however at long last, the nationalists won, at last making sure about Venezuelan autonomy in 1821. Venezuela Under the Spanish Under the Spanish provincial framework, Venezuela was somewhat of a backwater. It was a piece of the Viceroyalty of New Granada, governed by a Viceroy in Bogota (present-day Colombia). The economy was for the most part agrarian and a bunch of incredibly affluent families had full oversight over the locale. In the years paving the way to freedom, the Creoles (those conceived in Venezuela of European plummet) started to dislike Spain for high assessments, restricted chances, and botch of the settlement. By 1800, individuals were speaking transparently about autonomy, but covertly. 1806: Miranda Invades Venezuela Francisco de Miranda was a Venezuelan warrior who had gone to Europe and had gotten a General during the French Revolution. An intriguing man, he was companions with Alexander Hamilton and other significant universal figures and even was the admirer of Catherine the Great of Russia for some time. All through his numerous undertakings in Europe, he longed for opportunity for his country. In 1806 he had the option to figure out a little hired soldier power in the USA and Caribbean and propelled an intrusion of Venezuela. He held the town of Coro for around fourteen days before Spanish powers drove him out. In spite of the fact that the intrusion was a disaster, he had demonstrated to numerous that autonomy was not an incomprehensible dream. April 19, 1810: Venezuela Declares Independence By mid 1810, Venezuela was prepared for freedom. Ferdinand VII, theâ heir to the Spanish crown, was a detainee of Napoleon of France, who turned into the true (if circuitous) leader of Spain. Indeed, even those Creoles who bolstered Spain in the New World were horrified. On April 19, 1810, Venezuelan Creole nationalists held a gathering in Caracas where they pronounced a temporary freedom: they would manage themselves until such time as the Spanish government was reestablished. For the individuals who genuinely needed freedom, for example, youthful Simã ³n Bolã ­var, it was a half-triumph, yet superior to no triumph by any stretch of the imagination. The First Venezuelan Republic The subsequent government got known as the First Venezuelan Republic. Radicals inside the administration, for example, Simã ³n Bolã ­var, Josã © Fã ©lix Ribas, and Francisco de Miranda pushed for unqualified freedom and on July 5, 1811, the congress endorsed it, making Venezuela the principal South American country to officially cut off all binds with Spain. Spanish and royalist powers assaulted, notwithstanding, and a staggering seismic tremor leveled Caracas on March 26, 1812. Between the royalists and the tremor, the youthful Republic was damned. By July of 1812, pioneers, for example, Bolã ­var had gone into outcast and Miranda was in the hands of the Spanish. The Admirable Campaign By October of 1812, Bolã ­var was prepared to rejoin the battle. He went to Colombia, where he was given a commission as an official and a little power. He was advised to bug the Spanish along the Magdalena River. In a little while, Bolã ­var had driven the Spanish out of the locale and amassed a huge armed force, Impressed, the non military personnel pioneers in Cartagena gave him authorization to free western Venezuela. Bolã ­var did as such and afterward expeditiously walked on Caracas, which he reclaimed in August of 1813, a year after the fall of the main Venezuelan Republic and three months since he had left Colombia. This momentous military accomplishment is known as the Admirable Campaign for Bolã ­vars extraordinary expertise in executing it. The Second Venezuelan Republic Bolivar immediately settled an autonomous government known as the Second Venezuelan Republic. He had outfoxed the Spanish during the Admirable Campaign, yet he had not vanquished them, and there were still huge Spanish and royalist armed forces in Venezuela. Bolivar and different commanders, for example, Santiago Mariã ±o and Manuel Piarâ fought them valiantly, however in theâ end,â the royalists were a lot for them. The most dreaded royalist power was the Infernal Legion of intense as-nails plainsmen drove by sly Spaniard Tomas Taita Boves, who cold-bloodedly executed detainees and ravaged towns that had in the past been held by the nationalists. The Second Venezuelan Republic fell in mid-1814 and Bolã ­var by and by went into oust. The Years of War, 1814-1819 During the period from 1814 to 1819, Venezuela was crushed by rovingâ royalistâ and loyalist armed forces that battled each other and at times among themselves. Nationalist pioneers, for example, Manuel Piar, Josã © Antonio Pez, and Simã ³n Bolivar didn't really recognize one anothers authority, prompting an absence of a sound fight plan toâ free Venezuela. In 1817, Bolã ­var had Piar arrested and executed, advising different warlords that he would manage them brutally also. From that point onward, the others by and large acknowledged Bolã ­vars authority. All things considered, the country was in vestiges and there was a military impasse between the loyalists and royalists. Bolã ­var Crosses the Andes and the Battle of Boyaca In mid 1819, Bolã ­var was cornered in western Venezuela with his military. He was not amazing enough to take out the Spanish armed forces, yet they were not sufficiently able to overcome him, either. He made a challenging move: heâ crossed the chilly Andesâ with his military, losing half of it simultaneously, and showed up in New Granada (Colombia) in July of 1819. New Granada had been moderately immaculate by the war, so Bolã ­var had the option to rapidly select another military from willing volunteers. He made a rapid walk on Bogota, where the Spanish Viceroy hurriedly conveyed a power to defer him. At the Battle of Boyacaâ on August 7, Bolã ­var scored a definitive triumph, pounding the Spanish armed force. He walked unopposed into Bogota, and the volunteers and assets he discovered there permitted him to select and prepare an a lot bigger armed force, and he by and by walked on Venezuela. The Battle of Carabobo Frightened Spanish officials in Venezuela required a truce, which was consented to and gone on until April of 1821. Loyalist warlords back in Venezuela, for example, Mariã ±o and Pez, at last smelled triumph and started to surround Caracas. Spanish General Miguel de la Torre consolidated his militaries and met the joined powers of Bolã ­var and Pez at the Battle of Carabobo on June 24, 1821. The subsequent nationalist triumph made sure about Venezuelas freedom, as the Spanish concluded they would never placate and re-take the area. After the Battle of Carabobo With the Spanish at long last determined off, Venezuela started assembling itself back. Bolã ­var had shaped the Republic of Gran Colombia, which included present-day Venezuela, Colombia, Ecuador, and Panama. The republic went on until aboutâ 1830â when it self-destructed into Colombia, Venezuela, and Ecuador (Panama was a piece of Colombia at that point). General Pez was the fundamental head behind Venezuelas break from Gran Colombia. Today, Venezuela celebratesâ two autonomy days: April 19, when Caracas loyalists initially proclaimed a temporary freedom, and July 5, when they officially cut off all binds with Spain. Venezuela celebrates itsâ independence dayâ (an official occasion) with parades,â speeches,â and parties. In 1874, Venezuelan President Antonio Guzmn Blancoâ announced his arrangements to transform the Holy Trinity Church of Caracas into a national Pantheon to house the bones of the most celebrated legends of Venezuela. The remaining parts of various saints of Independence are housed there, including those of Simã ³n Bolã ­var, Josã © Antonio Pez, Carlos Soublette, and Rafael Urdaneta. Sources Harvey, Robert. Deliverers: Latin Americas Struggle for Independence. first version, Harry N. Abrams, September 1, 2000. Herring, Hubert. A History of Latin America From the Beginnings to the Present. New York: Alfred A. Knopf, 1962 Lynch, John. The Spanish American Revolutions 1808-1826 New York: W. W. Norton Company, 1986. Lynch, John. Simon Bolivar: A Life. New Haven and London: Yale University Press, 2006. Santos Molano, Enrique. Colombia dã ­a a dã ­a: una cronologã ­a de 15,000 aà ±os. Bogota: Planeta, 2009. Scheina, Robert L. Latin Americas Wars, Volume 1: The Age of the Caudillo 1791-1899 Washington, D.C.: Brasseys Inc., 2003.

Library Management System Essay

Presentation The basic role of this investigation about Library System is to show how the framework helps the administrators, the understudies and resources. The examination centers around obtaining and returning procedure of the books. The job of the coordinated library framework is, and consistently has been, to help deal with the compelling conveyance of library administrations. This has customarily been secured on the administration of the list and physical assortment. Foundation of the Study. Library Borrowing/Returning System is a procedure of sorting out significant data, used to follow things acquired, and the booked time for returning. This framework help clients or individuals who dependable in recording the information properly, it additionally spares time and more advantageous to use than the customary manual account. Absence of library framework in a school can prompt confusion and inconveniences, and as a result of it the custodian is having an issue to serve every understudy and resources who wish to utilize the library. It is incredibly valuable in the school to utilize that robotized framework. Goals of the Study General Objective: the general target of this examination is to plan and build up a library framework that will fill in as a proposition to assist bookkeepers with sparing time with the computerization of its every day activity. Explicit Objectives: * To automate records keeping of books; * To permit administrators to recover total data of the book and its borrowers Hypothesis of the Study The proposed library framework will extraordinarily improve the effectiveness of the school library. This examination has the accompanying speculation: The profiles of the respondents taken are their names, understudy number, year and area, and title and writer of the book acquired. The manual framework is very tedious, badly arranged with regards to recording, sorting out and recovering borrower’s record in the log book. The proposed framework is the best answer for leave with the old strategy for information keeping, for example, log books, organizers and file organizers, which don't permit simple recovery. Not just the records are progressively precise, the library can likewise suit a larger number of borrowers than previously. Proclamation of the Problem Specifically, this examination means to answer the accompanying: 1. What are the profiles of the respondents in wording off; 2. 1. Names 2. 2. Year and segment 2. 3. Title and writer of the book obtained 2. What are the regular issues experienced with the current manual arrangement of overseeing library? 3. What are the contrast between the manual framework and the proposed framework? Suspicions The proposed framework manages the administration of information taken from the library the board, for example, the log book of the library. Reports that produced by the proposed framework are restricted to predefined reports to be given by the client, for example, their manual method of dealing with the library, while no specially appointed reports will be given. On security, the proposed framework permits access to unapproved clients. It must be worked if the client gives client name and secret key which is as of now approved by the database manager of the framework to be doled out by approved faculty. Understudies, in any case, may get books without opening limited records. Hugeness of the Study. Financial Significance In this investigation, the proposed framework will motivate different understudies to build up a powerful and effective framework. Mechanical Significance The proposed framework will acquaint innovation with the school libraries that are up to this point adjusting manual strategy. The aftereffect of this investigation is gainful to the accompanying: * Library. The proposed framework will disentangle and robotize regular assignment can help amplify time went through with the borrowers in this manner offering better assistance making it progressively productive. * Librarian. The proposed framework will make it simpler for the custodian to deal with the library and helpful with regards to recovering book record. * Students. The proposed framework will make it simpler for the understudies to acquire books and to decrease their time in obtaining. * Researcher. The analyst will build up their composition, examination, and understanding abilities expected to make a decent theory. * Future scientist. This will profit different specialists who wish to have comparative investigations as they can get foundation data from the aftereffect of this examination which will fill in as layout to alter their exploration.

1-year Top Performing Direct Plans

Savingforcollege.com ranks the performance of Direct Sold 529 Plans. Direct sold plans are those that consumers can enroll in without using a broker. We have prepared both 1-year and 3-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan, selecting portfolios based on their mix of stocks, bonds, and money-market funds, allowing for an apples-to-apples comparison in seven different asset-allocation categories. This ranking could be a useful tool for you when selecting which Direct 529 Plan might be right for you. 529 Performance Rankings as of December 31, 2007 Direct sold 529 Plans Ranked by 1 Yr performance Updated March 19, 2008 1-year Performance Ranking (click here for 3 Year Performance Table) Rank State Plan Percentile 1 Louisiana START Saving Program 20.07 2 Kansas Schwab 529 College Savings Plan 25.37 3 Alabama Higher Education 529 Fund (Direct-sold) 27.57 4 Indiana CollegeChoice 529 Investment Plan (Direct-sold) 30.06 5 Nebraska College Savings Plan of Nebraska (Direct-sold) 30.57 6 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 30.62 7 Arizona Fidelity Arizona College Savings Plan 31.48 8 New Hampshire UNIQUE College Investing Plan 32.95 9 Delaware Delaware College Investment Plan 33.52 10 Massachusetts U.Fund College Investing Plan 34.07 11 West Virginia SMART529 WV Direct 35.14 12 Vermont Vermont Higher Education Investment Plan 35.18 13 Nevada The Vanguard 529 Savings Plan 35.19 14 South Dakota CollegeAccess 529 (Direct-sold) 35.93 15 California The ScholarShare College Savings Plan 36.25 16 New Mexico The Education Plan's College Savings Program (Direct-sold) 37.19 17 Nebraska TD Ameritrade 529 College Savings Plan 37.89 18 Nevada The Upromise College Fund 39.72 19 Utah Utah Educational Savings Plan (UESP) Trust 44.25 20 Virginia Virginia Education Savings Trust (VEST) 44.28 21 Iowa College Savings Iowa 44.47 22 Pennsylvania Pennsylvania 529 Investment Plan 46.21 23 North Carolina National College Savings Program 46.49 24 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 46.89 25 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 47.91 26 Colorado Direct Portfolio College Savings Plan 48.33 27 Oregon Oregon College Savings Plan 49.31 28 Maryland College Savings Plans of Maryland - College Investment Plan 50.33 29 Alaska University of Alaska College Savings Plan 50.92 30 Florida Florida College Investment Plan 51.00 31 New Jersey NJBEST 529 College Savings Plan 51.65 32 Arkansas GIFT College Investing Plan 52.98 33 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 53.69 34 Tennessee Tennessee's BEST Savings Plan 58.46 35 Kentucky Kentucky Education Savings Plan Trust 59.22 36 New York New York's 529 College Savings Program - Direct Plan 59.40 37 Michigan Michigan Education Savings Program 59.81 38 Wisconsin EdVest (Direct-sold) 60.39 39 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 60.86 40 Ohio Ohio CollegeAdvantage 529 Savings Plan 61.01 41 Minnesota Minnesota College Savings Plan 62.88 42 District of Columbia DC 529 College Savings Program (Direct-sold) 65.73 43 Connecticut Connecticut Higher Education Trust (CHET) 65.73 44 Maine NextGen College Investing Plan - Client Direct Series 70.35 45 Oklahoma Oklahoma College Savings Plan 75.50 46 Mississippi Mississippi Affordable College Savings (MACS) Program 80.76 47 West Virginia SMART529 Select 82.84 48 Georgia Path2College 529 Plan 83.47 49 Nevada USAA College Savings Plan 83.50 - Idaho Idaho College Savings Program (IDeal) NA - Illinois Bright Start College Savings Program - Direct-sold-Plan NA NA = Not Applicable = Program does not have at least 3 portfolios with sufficiently-long performance under our ranking model. The Savingforcollege.com Plan Composite Rankings are derived using the plans relevant portfolio performance in seven unique asset allocation categories. The asset allocation categories used are 100% Equity, 80% Equity, 60% Equity, 40% Equity, 20% Equity, 100% Fixed, and 100% Short Term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represents past performance and is not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses, by obtaining and reading the plan's official program description before investing. Investors should also consider whether their of their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Bankrate, Inc. shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For Broker Sold plan rankings, click here. Savingforcollege.com ranks the performance of Direct Sold 529 Plans. Direct sold plans are those that consumers can enroll in without using a broker. We have prepared both 1-year and 3-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan, selecting portfolios based on their mix of stocks, bonds, and money-market funds, allowing for an apples-to-apples comparison in seven different asset-allocation categories. This ranking could be a useful tool for you when selecting which Direct 529 Plan might be right for you. 529 Performance Rankings as of December 31, 2007 Direct sold 529 Plans Ranked by 1 Yr performance Updated March 19, 2008 1-year Performance Ranking (click here for 3 Year Performance Table) Rank State Plan Percentile 1 Louisiana START Saving Program 20.07 2 Kansas Schwab 529 College Savings Plan 25.37 3 Alabama Higher Education 529 Fund (Direct-sold) 27.57 4 Indiana CollegeChoice 529 Investment Plan (Direct-sold) 30.06 5 Nebraska College Savings Plan of Nebraska (Direct-sold) 30.57 6 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 30.62 7 Arizona Fidelity Arizona College Savings Plan 31.48 8 New Hampshire UNIQUE College Investing Plan 32.95 9 Delaware Delaware College Investment Plan 33.52 10 Massachusetts U.Fund College Investing Plan 34.07 11 West Virginia SMART529 WV Direct 35.14 12 Vermont Vermont Higher Education Investment Plan 35.18 13 Nevada The Vanguard 529 Savings Plan 35.19 14 South Dakota CollegeAccess 529 (Direct-sold) 35.93 15 California The ScholarShare College Savings Plan 36.25 16 New Mexico The Education Plan's College Savings Program (Direct-sold) 37.19 17 Nebraska TD Ameritrade 529 College Savings Plan 37.89 18 Nevada The Upromise College Fund 39.72 19 Utah Utah Educational Savings Plan (UESP) Trust 44.25 20 Virginia Virginia Education Savings Trust (VEST) 44.28 21 Iowa College Savings Iowa 44.47 22 Pennsylvania Pennsylvania 529 Investment Plan 46.21 23 North Carolina National College Savings Program 46.49 24 Montana Pacific Life Funds 529 College Savings Plan (Direct-sold) MT 46.89 25 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 47.91 26 Colorado Direct Portfolio College Savings Plan 48.33 27 Oregon Oregon College Savings Plan 49.31 28 Maryland College Savings Plans of Maryland - College Investment Plan 50.33 29 Alaska University of Alaska College Savings Plan 50.92 30 Florida Florida College Investment Plan 51.00 31 New Jersey NJBEST 529 College Savings Plan 51.65 32 Arkansas GIFT College Investing Plan 52.98 33 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 53.69 34 Tennessee Tennessee's BEST Savings Plan 58.46 35 Kentucky Kentucky Education Savings Plan Trust 59.22 36 New York New York's 529 College Savings Program - Direct Plan 59.40 37 Michigan Michigan Education Savings Program 59.81 38 Wisconsin EdVest (Direct-sold) 60.39 39 Rhode Island CollegeBoundfund (Direct-sold, Alternative R) 60.86 40 Ohio Ohio CollegeAdvantage 529 Savings Plan 61.01 41 Minnesota Minnesota College Savings Plan 62.88 42 District of Columbia DC 529 College Savings Program (Direct-sold) 65.73 43 Connecticut Connecticut Higher Education Trust (CHET) 65.73 44 Maine NextGen College Investing Plan - Client Direct Series 70.35 45 Oklahoma Oklahoma College Savings Plan 75.50 46 Mississippi Mississippi Affordable College Savings (MACS) Program 80.76 47 West Virginia SMART529 Select 82.84 48 Georgia Path2College 529 Plan 83.47 49 Nevada USAA College Savings Plan 83.50 - Idaho Idaho College Savings Program (IDeal) NA - Illinois Bright Start College Savings Program - Direct-sold-Plan NA NA = Not Applicable = Program does not have at least 3 portfolios with sufficiently-long performance under our ranking model. The Savingforcollege.com Plan Composite Rankings are derived using the plans relevant portfolio performance in seven unique asset allocation categories. The asset allocation categories used are 100% Equity, 80% Equity, 60% Equity, 40% Equity, 20% Equity, 100% Fixed, and 100% Short Term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represents past performance and is not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses, by obtaining and reading the plan's official program description before investing. Investors should also consider whether their of their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Bankrate, Inc. shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For Broker Sold plan rankings, click here.

New Zealanders Should Never Dream Of Being Cruel - 1604 Words

New Zealanders would never dream of being cruel to an animal. After all animals are sentient beings. Therefore they are capable of being aware of sensations and emotions of feeling pain and suffering. In today’s world, factory farming has become popular as they are cheaper ways to produce more output efficiently. The industry strives to maximize output and revenue while minimising cost at the expense of animals. The giant companies that run most of the factory farming have developed caging systems which allow for greater animals to be living in small crammed space for greater profit and output.These animals are deprived of exercise of that their body’s energy contributes more towards producing flesh, milk or egg. Drugs are fed and animals are being genetically altered to be grown fat so they could keep them alive longer. We as humans, eat a lot of eggs. Just over 3 million eggs are consumed by New Zealanders and the vast majority of these eggs are produced from factor y farmed eggs (Hibbard, 2014). The factory farmed hens are placed in small battery hen cages allowing space similar to an A4 size sheet. These animals have their beaks trimmed to minimise feather pecking and cannibalism in this overcrowded conditions. De -beaking is an extremely painful process, which is carried out with a guillotine type machine or chopped off with a hot knife machine that burns it off. Due to this factory farmed animals are not able to display normal natural behaviours including moving

How Birth Order Controls How You Live And Prosper

Whether it s noticeable or not, the way in which siblings are born can have massive impacts on their lives. Many characteristics set aside by the concept of birth order are known to us already, such as a parent liking one sibling more than the other, parents being more lenient with one sibling, etc. We are able to pick out a person as being the only child or the youngest of the bunch just by talking to them for even a couple of minutes. With this in mind, it’s reasonable to believe that the order you’re born in shows in your personality. But surprisingly, it can also affect how you live and prosper throughout life. This idea that birth order controls how you are going to end up can be seen in the screen adaptations to Tennessee Williams’ plays Cat on a Hot Tin Roof and A Streetcar Named Desire. Gooper and Blanche, the eldest siblings in the movies respectively, are shown as taking on the burden of their families whereas Brick and Stella, the youngest siblings in the movies respectively, seem to be able to do as they please. Over the course of these two movies, we are able to see these characters fit into their stereotyped birth order characteristics, while also seeing their growth in either out of them or deeper into what they’ve become because of it. Gooper is the son that rose to the occasion in the Pollitt family. He’s a lawyer, has many kids, and married into a wealthy and known family despite having an unattractive wife. Brick, on the other hand, was a football andShow MoreRelatedEssay on The Untruthfulness of Language1360 Words   |  6 Pagessince the characters that are best at twisting their words, are only interested in improving their own lives and gain more land as well as power. 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Managing Customer Relations free essay sample

This helps them to gather customers feedback by collating the responses and discussing about them during meetings, to see if there is an alternative, or a solution to the problem. However, not all feedbacks can have a solution as there are shortages of certain resources such as manpower, turnover rate and space in shop area. Overall, Food For Thought is a successful organisation despite not having a CRM system. They are able to generate high profits every month due to loyal customers and customers who frequent that area. Company’s Background Food for Thought is a Food and Beverage Restaurant (Famp;B) that sells western-styled food. It started out as a cafe in North Bridge Road. After a few years of establishment, the company decided to open another outlet at a nearby location of a larger space and closed down the cafe. Currently, there are 2 outlets (Queen Street and Botanical Gardens). They sell a variety of foods including salads, pastas, pancakes, cakes and desserts. The company has 2 selling points that differentiate them from other restaurants. First, the ambience provides a good place for customers to relax and hang out with family or friends. The overall layout emits a homely touch. Using recycled items, they decorate the restaurant with 540 jars of emptied pasta sauce. Secondly, they practice societal marketing concept by giving back 10% of their yearly profit to charity organizations. Their 5 missions include ‘Give clean water, ‘Feed good food, ‘Make poverty history ‘, ‘Teach them all’ and ‘Inspire kind acts’. (Refer to appendix A) CRM Planning Process Through the interview conducted, we found out that Food for Thought have yet to implement CRM system. However, they are considering implementing it after the organization is stable. Food for Thought connects with their customers through the use of Facebook and Twitter by learning customers’ needs and wants. Their target markets are the SMU students and the people working around the area of their location. In order to increase the awareness of their organization, they place their advertisement on the SMU daily newsletter and provide promotions for the students. Food for Thought staffs focuses on creating customer’s experience in order to build relationship with the customers. The staffs recognize their loyal customers and create a personal friendship with them. Likewise for new customers, the staff will create a customer relationship as they exercise relationship marketing. CRM Implementation Process In our opinion, Food for Thought has the basic foundation for implementing CRM system as they focus on managing customer’s experience. They start out by creating a Facebook page in order to encourage feedbacks from the customers. The management then analyzes the comments before deciding appropriate measures that should be carried out. Even though Food for Thought doesn’t have a CRM system, they collect their customers’ name card and sent out emails to update them on various promotions and competitions. They initiated the use of smart-phone apps such as chope. com or hungrygowhere. com to provide customers the convenience of making a reservation online. On the other hand, they are able to track their customers’ spending and number of times of reservation made. When queried on why they have yet to implement CRM system, Mr. Pala stated that the organization will only consider implementing a proper CRM system when the organization faces the situation whereby there is a need to analyze customer’s needs and wants to an extent. Impact of CRM on Sales and Marketing Strategy Food for Thought sales strategy focuses on the need to develop solutions to meet customer’s specific needs. The management team conducts a meeting every two weeks to review on the feedbacks mentioned through email, Facebook and Twitter (as mentioned above) to analyze on the customer’s needs. They collect verbal feedback from different customers and inform them about their menu recommendations based on customer’s individual needs and preferences. While they are collecting payments from the customers, the staffs will focus on being dialogue-oriented by engaging in small talks with the customer to understand their needs better before stating the feedback of the food to the head chef. The head chef will then make alternative recipe to meet and satisfy the customer’s needs. Through the use of sales forces, Food For Thought is able to process customer information quicker to meet customers’ need. They focus on sales force automation by using key account management such as the POS system to tabulate monthly and yearly sales. The sales activities allow them to identify the most favorable and least favorable items, via this method; they will up-sell the most favorable item to the customer while considering removing the least favorable items. The use of social media has provided the staffs with information to identify and differentiate their customers. By using this method, the staff will then be able to create a different marketing strategy to interact and customize various offerings to suit the needs of individual customers. For example, premium seating (bar table) are provided to their loyal customers, this allows the customers to not only observe the chef’s method of cooking but also engage in small talks with the staffs. Food For Thought focuses in building relationship. They believe in gaining true loyal customers by creating strong relationships through exchanging information while engaging  in dialogues with the customer. Through this method, customer knowledge will increase and therefore strengthening the relationship with the customer. Most of the loyal customers are under the undivided loyalty. They come from the workplace located nearby and only dine at Food for Thought. Loyal customers are more profitable as they help to spread positive word-of-mouth about the organization. Food For Thought implements retentio n strategies to the customers. One of which would be by rewarding loyal customers – for example, SMU students are entitled to 5% discount. This develops effective acquisition strategies to encourage word-of-mouth referrals for the customers. Loyal customers are entitled to preferential treatment as the organization treat loyal customers like family and refer to them by their name. Outcome of CRM implementation With limited resources, Food For Thought has to identify their desirable customers. Without CRM system, it is difficult to analyze customer from the restaurant. Food For Thought is currently in the stage of developing comprehensive CRM; therefore they do not have a fixed answer of the success or failure in implementing CRM in this restaurant. The current CRM implementation process has help gain customer knowledge, customer satisfaction and help building up the relationship with the customers. As Food For Thought is a developing business, there are rooms for improvement in the CRM implementation. They measure the effectiveness of CRM program through customer feedback. Using the feedbacks provided, the management is able to know the satisfaction of customers regarding the service or food of the restaurant. Unlike other restaurant that focuses on being profit-orientated, Food For Thought is customer-orientated. This implies that customer’s experience is more important than the profit gained. Moreover, customer interaction provides a measurement for the effectiveness of program. This shows that restaurant should improve on their service to retain existing customers. The increase in customer touch point will lead to an increase in opportunity in gaining customer’s knowledge thereby creating a learning relationship between the organization and the customers. Conclusion and future plans of company’s CRM strategy We have concluded that Food for Thought is a successful organization, where  they focus on building customer relationship rather than being profit-oriented. When there is a relationship built with the customers, trust will be built, and because Food for Thought believes in being customer-oriented, they never fail to recognize their loyal customers, which in turn would make the customers feel recognized and good, therefore bringing returned business. Not only do th ey build and strengthen the relationship with their external customers, Food for Thought has also built and strengthened the relationship with their internal customers, namely their co-workers. Food for Thought has also place customer satisfaction as their upmost priority, which is also another factor whereby they are successful in retaining their existing customers or acquiring new customers. Food for Thought currently has no plans to implement CRM yet as it is still a small organization. However, according to Mr. Pala, he has claimed that when the time comes when the organization faces the situation whereby there is a need to analyze customer’s needs and wants to an extent, it is then they will implement CRM, for now, they want to focus more on relationship building with their customers. Lesson Learnt Food for Thought and many other organizations faces the same problem which is the lack of manpower. Such situations are unavoidable and the turnover rate is usually higher in the Famp;B business as most locals prefer other lines of job than Famp;B. One way to overcome this problem is to have some employees, mainly the supervisor, to be on standby. Another method to overcome this problem would be to implement self-service in the outlet. However, Mr. Pala has claimed that this method may hinder the process of building relationship with the customers. Being customer-oriented, they value their loyal customers by treating them as a part of their family. Through this strategy, Food for Thought is able to build customer relationship and strengthen the bond between the organization and the customers. They gain customer’s trust by providing service beyond expectation by getting close to the customers and engaging small talks with the customer, proving that they value the relationship with each individual customer. â€Å"All customers are equal, regardless of them being loyal and long-term or new,† quoted from Mr.  Pala. They practice building customer relationship through breaking the ice by engaging in small dialogues with the customers either when they order food or upon settling the bill. When queried on how each and every staff managed to practice building customer relationship, Mr. Pala replied with the answer indicating that practice comes from the inner heart. They believe that by strengthening the bonds with ever y staff and treating them like a family will naturally bring out the courage in each and every staff to build a relationship with the customers.